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Insurance and Financial Services
  Flexible Premium Variable Universal Life Insurance
Nationwide Life Insurance Company




The Prospectus sets forth concise information an investor should know about this variable product. Investors are encouraged to obtain a printed bound Prospectus from their Registered Representative or the Company. This Electronic Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the laws, rules or regulations of the jurisdiction.






Regular Mail
Nationwide Life Insurance Company
Overnight Mail
Nationwide Insurance 1-LC-D4
PO Box 182928 1 Nationwide Plaza
Columbus, OH 43218 Columbus, Ohio
43215-2239

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